The UK's Best Side Hustles & Referral Offers

Switch to a First Direct 1st Account and receive £175 free cash within 28 days.

Open a Trading 212 Invest account, deposit £1 and receive a free share worth up to £100.

Revolut is one of the UK's largest fintech banks with a long-running refer-a-friend scheme that rewards both parties when a new customer orders a card and completes qualifying spend.

Monument is a UK challenger bank aimed at savers and mass-affluent clients, offering fixed-term savings and easy-access accounts with a periodic refer-a-friend bonus.

Yonder is a UK Mastercard rewards credit card built around dining, travel and city experiences, with a referral scheme paying points to both parties.

American Express UK runs one of the most generous referral programmes in the country, paying Membership Rewards points or statement credit when a friend signs up for an eligible Amex card.

Zable (formerly Fluid) is a UK credit card and buy-now-pay-later app aimed at customers building or rebuilding credit, with a periodic referral programme.

Klarna's UK shopping app runs periodic 'refer a friend' vouchers for new users who complete a qualifying purchase using pay-in-3 or pay-in-30.

Klarna's UK debit-style balance and card lets you pay upfront rather than via credit, with an in-app refer-a-friend bonus for both parties.

Clearpay is Afterpay's UK arm — a pay-in-4 buy-now-pay-later service with a periodic referral discount for both parties on their next order.

Zilch is a UK pay-over-time and rewards app that runs a refer-a-friend bonus paid into your Zilch balance after your invitee completes a qualifying purchase.

Wise (formerly TransferWise) is a UK-based multi-currency account with a refer-a-friend scheme that pays cash once your invitee sends a qualifying international transfer.

PayPal UK runs a rotating refer-a-friend scheme paying cash into both accounts once your invitee sends or receives a qualifying payment.

SumUp is a UK card reader and small-business payments provider with a partner referral scheme paying cash when a new merchant activates a reader.

Monzo's business current account periodically runs a partner-referral bonus paid to both parties once a new business account is opened and funded.

Plum is a UK automated saving and investing app with an FCA-authorised Stocks & Shares ISA, general investment account, and a refer-a-friend cash bonus.

Wealthify is a UK robo-investor owned by Aviva, offering fully-managed Stocks & Shares ISAs, JISAs, pensions and general investment accounts, with a periodic refer-a-friend bonus.

iFast Global Markets UK offers a self-directed investment platform for ISAs, GIAs and SIPPs, with occasional welcome bonuses and refer-a-friend rewards.

JP Morgan Personal Investing (Nutmeg's parent-group platform) lets UK customers invest in JPM-run portfolios inside an ISA or GIA, with a refer-a-friend bonus.

IG is a UK-listed spread-betting, CFD and share-dealing broker offering ISAs and SIPPs, with periodic refer-a-friend cash rewards for active traders.